Sage 300 People

Job Detail


Job Description

Are you looking for an exciting opportunity to be part of a team that aims to change the financial landscape in Malawi? You are invited to apply for this role if you have the required knowledge, experience and skill to fill the position of Head of Consumer Lending.

Position: Head of Consumer Lending

The successful candidate will report to the Chief Executive Officer and Group Head of Consumer Lending. The successful candidate will oversee the consumer lending business for Malawi and will be required to interact with counterparties across all levels of the community.

Key Responsibilities

  • Set overall strategy for Consumer Lending, including budgeting and forecasting
  • Build, lead and manage a high performance team
  • Manage the entire consumer lending business to ensure optimum growth and profitability
  • Manage business profitability, including interest and non-interest income, provisions and balance sheet growth
  • Manage cost across the business unit on both the sales and operational side
  • Continuous analysis of management information to take influence decisions to maximise long term profitability
  • Provide accurate reports and feedback to the executive management and Board regarding the consumer lending business
  • Manage the risks associated with consumer lending, including credit-, market and reputational risk
  • Managing the development and implementation of systems to ensure successful growth of Consumer Lending in Malawi

Qualifications, Experience and Personal Competencies

  • Degree in Finance, Banking, or related area, preferably a Master’s Degree
  • At least ten years’ experience in a management role in a retail banking environment of which at least five in a senior management role
  • In-depth knowledge of payroll deduction, consumer lending and micro lending
  • Malawian citizen or a permanent resident in Malawi
  • A team player.


Those who meet the above requirements should apply and submit their applications together with updated Curriculum Vitae and


no later than 31st March 2021.

Only shortlisted applicants shall be acknowledged

Skills Required

Related Jobs

Job Detail

  • Location
  • Company
  • Type
    Full Time
  • Positions
  • Apply Before
    01 Apr, 2021

Google Map