company-details

Personal Banker – (Business and Individual Lending...

Accounting, Finance, Insurance & Banking

1 week ago

Job Summary

Locations:

 • Lilongwe – 2 positions

 • Mzuzu – 1 position

 • Kasungu – 1 position

 • Mangochi – 1 position


Job purpose


The personal banker will build and maintain a healthy portfolio of micro and small enterprise clients, identify potential growth opportunities, and ensure effective loan origination, client acquisition, and portfolio management. The role will also focus on cross-selling bank products, ensuring client retention, and mitigating credit risk.

Key Responsibilities

Duties and responsibilities


Promotion of bank products & client origination

 • Build and maintain a portfolio of micro and small enterprise clients.

 • Identify and cultivate new business opportunities.

 • Implement sales campaigns and promotional activities.

 • Screen loan applications and assess creditworthiness.

 • Ensure loan disbursement processes are followed efficiently.


Portfolio growth & management

 • Maintain close relationships with clients to monitor loan performance.

 • Conduct regular client visits and assess business progress.

 • Follow up on loan repayments and ensure timely collections.

 • Identify potential credit risks and take preventive actions.


Client relationship & support

 • Educate clients on banking products and services.

 • Address client inquiries and resolve complaints promptly.

 • Engage with community networks to enhance financial literacy.


Knowledge, skills, and abilities

 • Degree in business administration, banking, finance, agriculture, or a related field.

 • Excellent communication, negotiation, and interpersonal skills.

 • Understanding of microfinance lending principles.

 • Strong customer service orientation.

 • Experience in credit risk assessment and loan processing is an advantage.

 • Proficiency in Microsoft Office applications.


Application process


Interested candidates should submit:

✔ Cover letter

✔ Detailed CV (in PDF format)

✔ Certified copies of academic certificates


Send applications to:


Email: recruitment@centenarybank.co.mw


(Indicate the job title and preferred location in the email subject line.)


Deadline for applications: Sunday, 9th February 2025.


Only shortlisted candidates will be acknowledged.


For more details, visit: www.centenarybank.co.mw or call 358 (toll-free).

Position: Personal Banker – Agri Lending (5 posts)

Skills & Experience
  • Communication skills
  • Negotiation skills
  • Interpersonal Skills
  • Customer Service
Job Overview

Date Posted:

5th Feb, 2025

Expiration date:

9th Feb, 2025

Location:

City Centre , Lilongwe, Malawi

Job Type:

Full-Time

Job Function:

Marketing Management

Vacancies:

5

Work Experience:

0 Year

Salary Period:

Monthly

Is Freelance:

No

Job Skills
  • Communication skills
  • Negotiation skills
  • Interpersonal Skills
  • Customer Service
Employer Overview
company-details

Centenary Bank Limited

View employer profile

Founded in:

2000

Location:

City Centre, Capital City, Lilongwe, Malawi.

Open positions : 1