Locations:
• Lilongwe – 2 positions
• Mzuzu – 1 position
• Kasungu – 1 position
• Mangochi – 1 position
Job purpose
The personal banker will build and maintain a healthy portfolio of micro and small enterprise clients, identify potential growth opportunities, and ensure effective loan origination, client acquisition, and portfolio management. The role will also focus on cross-selling bank products, ensuring client retention, and mitigating credit risk.
Duties and responsibilities
Promotion of bank products & client origination
• Build and maintain a portfolio of micro and small enterprise clients.
• Identify and cultivate new business opportunities.
• Implement sales campaigns and promotional activities.
• Screen loan applications and assess creditworthiness.
• Ensure loan disbursement processes are followed efficiently.
Portfolio growth & management
• Maintain close relationships with clients to monitor loan performance.
• Conduct regular client visits and assess business progress.
• Follow up on loan repayments and ensure timely collections.
• Identify potential credit risks and take preventive actions.
Client relationship & support
• Educate clients on banking products and services.
• Address client inquiries and resolve complaints promptly.
• Engage with community networks to enhance financial literacy.
Knowledge, skills, and abilities
• Degree in business administration, banking, finance, agriculture, or a related field.
• Excellent communication, negotiation, and interpersonal skills.
• Understanding of microfinance lending principles.
• Strong customer service orientation.
• Experience in credit risk assessment and loan processing is an advantage.
• Proficiency in Microsoft Office applications.
Application process
Interested candidates should submit:
✔ Cover letter
✔ Detailed CV (in PDF format)
✔ Certified copies of academic certificates
Send applications to:
Email: recruitment@centenarybank.co.mw
(Indicate the job title and preferred location in the email subject line.)
Deadline for applications: Sunday, 9th February 2025.
Only shortlisted candidates will be acknowledged.
For more details, visit: www.centenarybank.co.mw or call 358 (toll-free).
Position: Personal Banker – Agri Lending (5 posts)
Date Posted:
5th Feb, 2025
Expiration date:
9th Feb, 2025
Location:
City Centre , Lilongwe, Malawi
Job Type:
Full-Time
Job Function:
Marketing Management
Vacancies:
5
Work Experience:
0 Year
Salary Period:
Monthly
Is Freelance:
No
Centenary Bank Limited
View employer profileFounded in:
2000
Location:
City Centre, Capital City, Lilongwe, Malawi.